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Protecting your privacy is important to the
LoanFight.com and our affiliated financial service providers. This notice is intended to tell
you where we obtain information about you and who has access to it once it
is received by us. It also tells you about your right to limit that access
further.
Where we get information.
The
information we collect about you comes directly from you – for example,
the answers you provide on our
quickform, such as your income,
assets or debts. Information may also come from other applications,
agreements or forms that you complete in order to receive our products and
services.
To whom we disclose the
information. We provide customer information about current or
former customers from the sources described above to parties outside of
the Loanfight.com service providers:
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To other lending companies in the
Loanfight.com affiliated network. These include providers of insurance,
wealth management and banking services. We may share information about
you within the loanfight.com lending partners in order to make available
to you the full range of alternatives that a global financial services
organization has to offer.
We may also disclose information about you as
permitted by law, which includes each of the instances below:
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To companies who perform marketing services on
our behalf or with whom we have joint marketing agreements. A company
performing marketing services on our behalf would include, for example,
a company that assists in a broad mailing of materials advertising our
products or services. A joint marketing agreement is one where another
financial institution offers a product or service jointly with us. These
companies, like those in the previous category, must limit their use of
the information to the purpose for which it was provided.
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To other companies as necessary to process
your business. For example, we transmit your application information to
the company that performs your appraisal. Third parties in this category
are prohibited by agreement from using information about you except for
the narrow purpose for which we gave it to them.
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To other companies who purchase or service
your mortgage. For example, if we transfer the servicing rights of your
mortgage loan, we provide your file, including your loan application,
credit report, and other loan documents, to the loan purchaser or
servicer. Loan applicants are notified of this practice when applying
for a loan from us.
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Where required by law or regulation. Examples
include responses to a subpoena, court order or regulatory demand.
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As authorized by you. You may direct us, for
example, to send your application information to a third party.
Your right to opt out.
As we have described, we want to share the information we have about you
with other Lending companies to enhance our ability to provide or offer
you services or products that would be of value to you. If you prefer that
we limit the sharing of this information only to that permitted or
required by law, we will respect your choice. All
you need to do is call us at 800-516-5249 or e-mail us at
info@loanfight.com
and provide your name, property address, and email
address.
You can make this choice now or at any time in
the future. For customers holding joint mortgages with us, we will accept
a decision from either individual. This decision will apply to both
parties named in the loan documents.
Confidentiality and
security. We consider all information we have about you to be
confidential, including the fact that you are a customer (unless you tell
us otherwise). Your information is only to be handled in the manner
described in this notice. We restrict access to information about you to
those employees and authorized agents who need to know that information in
order to provide products or services to you. We maintain physical,
electronic and procedural safeguards that comply with federal standards to
maintain the confidentiality of your information. We also regularly assess
new technology and developments in this area and upgrade these safeguards
as appropriate.
If you have questions about how we respect your
financial privacy, please feel free to call us toll free at 800-516-5249
and we will be more than happy to assist you.
LoanFight.com reserves the right to change the
privacy policy, along with any related provisions at any time.
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